Executive Team

Julia Gordon


Julia Gordon is the President of the National Community Stabilization Trust. She is known in the mortgage, affordable housing, and community development sectors for her commitment to strong neighborhood housing markets and sustainable homeownership. She has written numerous papers on issues related to housing finance and policy, has testified as an expert before Congress on multiple occasions, is a sought-after conference speaker, and serves as a go-to source for journalists.

Julia’s previous experience includes working as the senior director of housing and consumer finance at the Center for American Progress, managing the single-family policy team at the Federal Housing Finance Agency, and serving as senior policy counsel at the Center for Responsible Lending. She has also held positions at the Center for Law and Social Policy and local legal aid programs.

Julia received her bachelor’s degree in government from Harvard College and her J.D. from Harvard Law School.

Carlos Alcazar

Chief Operating Officer

Carlos Alcazar serves as Chief Operating Officer, and his responsibilities include oversight of the financial accounts of the organization, budgeting, HR and technology. Carlos joined NCST in 2010, and has more than 17-years of experience in mortgage banking with direct management in originations production, operations and community lending.

Prior to joining NCST, Carlos was Senior Vice President, Director of Special Programs at CitiMortgage where he led their Mortgage Revenue Bond programs origination through state and local housing finance agencies, along with specialized programs including the California Public Employees Retirement System (CalPERS) and the Texas Veterans Land Board (TVLB). During his tenure at CitiMortgage, the department finished ahead of plan and originated more than $2B in loans amid economic turmoil.

Carlos earned an MBA from Keller Graduate School of Management, and a BA in Political Science from Arizona State University.

Erin Persons

Vice President of Program Operations

Erin Persons serves as Vice President of Program Operations managing day-to-day program activities, data and reporting, program metrics and performance, as well as technology development. Erin began her career with NCST as a consultant in 2008 working to develop the framework for the organization and joined as an employee in 2010. She brings more than 15 years of real estate and mortgage servicing experience.

Prior to joining NCST, Erin worked as a consultant for First American Corporation, where she developed a vendor management policy and risk assessment tool that was implemented across the organization, along with new software licensing and administrative services agreements, both of which reduced risk and created revenue opportunities. Erin also worked at Wells Fargo Home Mortgage as the corporate representative for escrow servicing where her duties included litigation research, settlement recommendations and representation of the company in depositions, mediations and trials.

Erin holds a BA in Management from Simpson College.