Executive Team

Julia Gordon


Julia Gordon is the President of the National Community Stabilization Trust. She is known in the mortgage, affordable housing, and community development sectors for her commitment to strong neighborhood housing markets and sustainable homeownership. She has written numerous papers on issues related to housing finance and policy, has testified as an expert before Congress on multiple occasions, is a sought-after conference speaker, and serves as a go-to source for journalists.

Julia’s previous experience includes working as the senior director of housing and consumer finance at the Center for American Progress, managing the single-family policy team at the Federal Housing Finance Agency, and serving as senior policy counsel at the Center for Responsible Lending. She has also held positions at the Center for Law and Social Policy and local legal aid programs.

Julia received her bachelor’s degree in government from Harvard College and her J.D. from Harvard Law School.

Carlos Alcazar

Chief Operating Officer

Carlos Alcazar serves as Chief Operating Officer, and his responsibilities include oversight of the financial accounts of the organization, budgeting, HR and technology. Carlos joined NCST in 2010, and has more than 17-years of experience in mortgage banking with direct management in originations production, operations and community lending.

Prior to joining NCST, Carlos was Senior Vice President, Director of Special Programs at CitiMortgage where he led their Mortgage Revenue Bond programs origination through state and local housing finance agencies, along with specialized programs including the California Public Employees Retirement System (CalPERS) and the Texas Veterans Land Board (TVLB). During his tenure at CitiMortgage, the department finished ahead of plan and originated more than $2B in loans amid economic turmoil.

Carlos earned an MBA from Keller Graduate School of Management, and a BA in Political Science from Arizona State University.

Erin Persons

Vice President of Program Operations

Erin Persons serves as Vice President of Program Operations managing day-to-day program activities, data and reporting, program metrics and performance, as well as technology development. Erin began her career with NCST as a consultant in 2008 working to develop the framework for the organization and joined as an employee in 2010. She brings more than 15 years of real estate and mortgage servicing experience.

Prior to joining NCST, Erin worked as a consultant for First American Corporation, where she developed a vendor management policy and risk assessment tool that was implemented across the organization, along with new software licensing and administrative services agreements, both of which reduced risk and created revenue opportunities. Erin also worked at Wells Fargo Home Mortgage as the corporate representative for escrow servicing where her duties included litigation research, settlement recommendations and representation of the company in depositions, mediations and trials.

Erin holds a BA in Management from Simpson College.

Kristin Siglin

Vice President for Policy and Partnerships

Kristin Siglin serves as Vice President for Policy and Partnerships at NCST. In this role, she leads NCST’s policy advocacy to help communities address blight and high rates of vacant, abandoned and distressed properties and to foster sustainable homeownership to build assets for individuals and neighborhoods. She also helps build relationships between NCST and external stakeholders at the local and national level.

Before coming to NCST, Kristin led the policy efforts at Housing Partnership Network, presenting the experience of nonprofit affordable housing developers and lenders to policymakers.  She wrote several policy papers and has testified before Congress.  Prior to Housing Partnership Network, Kristin had a variety of roles at Enterprise Community Partners, including managing a special project that commissioned and disseminated original research on school-centered community revitalization. She previously served as the Policy Director of the Millennial Housing Commission, a 22-member bipartisan commission charged by Congress with examining the nation’s housing policy, and worked on Capitol Hill in various capacities, including the Senate Committee on Banking, Housing and Urban Affairs and the personal staffs of Senator Christopher S. Bond (R-MO) and Representative Jim Leach (R-IA.).

Kristin holds an AB in History from Brown University

Gloria Ramón

Vice President of Development

Gloria Ramón serves as Vice President of Development at NCST. In this role, she is responsible for managing NCST’s fundraising efforts and providing philanthropic strategy, vision, leadership, and guidance to help NCST’s research and programmatic activities achieve their financial goals. Gloria collaborates closely with everyone across the organization to build philanthropic support for priority areas.

Gloria has more than 17 years of experience in the nonprofit sector, serving as a team member, consultant, volunteer, and board member for various nonprofits with a broad range of mission areas, including community development, public policy, affordable housing, human rights, and social services. Leveraging her extensive expertise in resource development, external relations, communications, strategic planning, management, and operations, Gloria has raised millions of dollars for improved systems within organizations of all sizes and stages of organizational development.

Prior to joining NCST, Gloria served in several executive positions, most recently Chief Development & Strategy Officer at Brooklyn Legal Services Corporation and Director of Development Management at The Century Foundation.

Gloria earned an MBA from Zicklin School of Business, an MPP from the Muskie School of Public Service, and a BA in Sociology from Bryn Mawr College.